Debt Settlement with No Up-Front Fees! 1-855-665-7227

PAYS® (Pay As You Settle®) is a debt settlement program designed to protect you from financial risk. With the PAYS debt settlement program, there are

NEVER any up-front fees.

Our program is in compliance with the Debt Settlement Consumer Protection Act of 2010 requiring companies to settle debt before taking fees. We have been conducting business in this ethical manner for over four years.

Get a Fast, Free Consultation with a
  Debt Advisor. Call 1-855-665-7227.

  • Bank of America 75% Savings
    Original Amount: $7,031.08
    Paid off Amount: $1,758.00
    75% Savings
  • Barclays 65% Savings
    Original Amount: $2,757.18
    Paid off Amount: $965.00
    65% Savings
  • US Bank 80% Savings
    Original Amount: $14,624.66
    Paid off Amount: $2,9173.13
    80% Savings

Pay As You Settle®

  • No Up-Front Fees
  • Services Free Until Debt is Settled
  • Designed to Work Faster as we
    get paid only once debt is settled
  • Only Take Debt Types with Proven
    Settlement Records

Traditional Debt Settlement

  • Up-Front Fees, Usually 40%
  • 15% Flat Fee Regardless of Outcome
  • Take Debts that Cannot be Settled
  • Get Paid No Matter the Settlement Result
BBB Accredited Debt Settlement Company USOBA and TASC Accredited Debt Settlement Company

Program accredited by U.S.O.B.A. (BSI Certification), TASC, DSCP, and the BBB.

Fill out this form for a free,
no obligation consultation.
Minimum Debt: $10,000













Copyright © 2006-2010. All Rights Reserved.

* No fees until debt settlements are reached.

Debt Settlement

Debt settlement, also known as debt debt negotiation, is a legitimate option for debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full. Through debt negotiation, creditors accept payment that is less than the full amount of the debt owed - often at a savings of 40-60% from the original balance. With our debt settlement program, you debt is actually reduced, not just a debt consolidation. Our debt negotiation process has been tested and developed over years of experience by our team of professionals.

Debt Settlement Consumer Protection Act of 2010 (S. 3264)

The Debt Settlement Consumer Protection Act of 2010 governs the activities of debt settlement companies in efforts to protect the consumer from unfair practices where debt settlement companies have charged hefty up-front fees to debt settlement clients prior to any services being rendered. Our PAYS (Pay As You Settle) debt settlement program is and always has been FTC compliant. We never charge up-front fees and you only pay for services as settlements are reached. We were the first in the industry to offer a debt settlement program of this nature and have been offering this program for over four years. Our company maintains a Platinum Rating with Debt Settlement Consumer Protection.