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Traditional Settlement Companies

The traditional debt settlement company generally charges a flat 15% of your total debt amount, regardless of the outcome of the negotiations. They typically exercise no discretion in what types of debt they take, charge outrageous upfront fees, and have no motivation to properly care for their customer’s interest – they already have their money.

In this type of arrangement the costs are due up front (usually 40%) so most of the money you would be paying within the first 4-6 months of the program are going directly to enrollment. While they are profiting from this, you are paying them to perform a service, which has not even begun yet. In the meantime, you are falling even further behind on payments to your creditors.

Pay as You Settle® (PAYS®) is the nation’s leading pay as you go debt settlement program. If you’re going to choose debt settlement as an option, we know that you will discover that PAYS is absolutely the best choice in the debt settlement industry.

Learn more by calling us today at 1-800-441-7297.